RBC Direct Investing is pleased to offer the Royal Circle®§ Program for investors who:
- Have at least $250,000 in assets (based on the average month-end balances from the past four months), or
- Generate at least $5,000 in annual equity commissions.
Take advantage of:
Exclusive Royal Circle membership benefits
- Access to comprehensive Canadian and U.S. market research: Brought to you by leading RBC Capital Markets and Morningstar‡ analysts. You also have access to in-depth company and industry/sector reports.
- Preferred rates: Access to preferred margin rates for your investment borrowing needs.
- Preferred telephone line: Front-of-the-line service with our most experienced investment service representatives for all customer service and investment needs.
- Preferred rates from RBC Insurance®: Access preferred group and home auto insurance rates, and a dedicated client care line.
Royal Circle clients also have the following administrative fees† waived:
- Quarterly maintenance fees across all accounts
- Fees for RRSP partial withdrawals
- Fees for confirmation/statement replacement up to the previous 12 months
- Cheque request fees
- Fees for dishonoured items
- Fees for additional RIF withdrawals (maximum one per month) and internal transfers
RBC Direct Investing will also reimburse Royal Circle clients up to $500 CDN in transfer fees paid to another financial institution when $15,000 CDN or more in investments is transferred into an RBC Direct Investing account.+
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§There are two ways to qualify for the RBC Direct Investing Royal Circle program. The average of the month-end balances from the past four months must be at least $250,000 per client, or a client’s equity commissions must be greater than $5,000 annually. Membership in Royal Circle is reviewed annually to ensure the qualification criteria are met. RBC Direct Investing reserves the right to alter the benefits at any time and to remove clients who no longer qualify for the program, without prior notification.
† RBC Direct Investing Royal Circle clients will have the following everyday administrative fees waived: quarterly maintenance fee; RSP partial withdrawals; confirmation/statement replacement up to the previous 12 months; cheque request fees; dishonoured items; additional RIF withdrawals (maximum one per month); and internal transfers. We reserve the right to limit this offer.
+For Royal Circle members up to $500 in transfer fees will be covered when you transfer $15,000 or more from an investment account held outside RBC to RBC Direct Investing. Proof of transfer fee payment must be provided.
Underwritten by RBC General Insurance Company or RBC Insurance Company of Canada. Home and Auto insurance products are only available to residents of Canada. As a result of government run auto insurance plans, RBC Insurance does not provide auto insurance in Manitoba, Saskatchewan, and British Columbia. Discounted rates on auto insurance are not available in some Atlantic Provinces. The insurance being sold is individual insurance but that it is offered at a group rate, here it is allowed by law. All other trademarks are property of their respective owners.
RBC Direct Investing Inc., RBC Insurance Agency Ltd. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. and RBC Insurance Agency Ltd. are wholly owned subsidiaries of Royal Bank of Canada. RBC Direct Investing Inc. is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence.© Royal Bank of Canada 2019. All rights reserved.