As an esteemed RBC Direct Investing client, you've earned the status of a Royal Circle®§ member. To thank you for your continued business, we offer you a number of benefits not readily available to other RBC Direct Investing clients.
Your Preferred Phone Line
With the Royal Circle phone line, you have priority access to our most experienced RBC Direct Investing representatives.
Simply call 1-877-722-2372 (or 416-313-5291 outside North America) and our representatives will address your trading and account inquiries. To ensure you receive priority access, you will be asked to enter your client card number.
Exclusive Research
As a Royal Circle member, you can access comprehensive Canadian and U.S. market research from RBC Capital Markets and Morningstar‡, including:
- RBC Capital Markets equity research: In-depth company and industry/sector reports
- Morningstar’s U.S. Quarterly Market Outlook: A quarterly publication providing forward-looking outlook on the economy, credit markets and sectors
- Morningstar's Research Highlights: A weekly publication that summarizes Morningstar’s best ideas within their coverage universe
- Morningstar's U.S. Stock Strategist Series: A weekly article covering a range of investing topics. Includes company specific news, sector and industry trends as well as market trends
- Morningstar's U.S. Stock Strategist Industry Reports: Timely overview and background on individual industry groups, including analyst commentary on growth prospects, drivers of competitive advantages, and relative comparisons of the companies within an industry
Preferred Margin Rates
As a Royal Circle client you have access to preferred margin rates for your investment borrowing needs.
Preferred Fees
As a Royal Circle member you are exempt from a variety of everyday administrative fees†. These include:
- Quarterly maintenance fees across all of your accounts
- RSP partial withdrawals
- Confirmation/statement replacement up to the previous 12 months
- Cheque request fees
- Dishonoured items
- Additional RIF withdrawals and Internal transfers
RBC Direct Investing will also reimburse you up to $500 CDN in transfer fees paid by you to another financial institution when $15,000 CDN or more in investments is transferred into a new or existing RBC Direct Investing account.+ To arrange for the reimbursement of your transfer fees, call us at 1-877-722-2372 (or 416-313-5291 outside North America) and we will be happy to assist you.
Preferred Group Home Rates from RBC Insurance
Receive rates that are exclusive to group plans when you choose RBC Insurance® for your home insurance.
Call the RBC Insurance line at 1-800-769-2517 for a quote.
Membership Extends to Anyone in Your Household
As a Royal Circle member you can extend your privileges to anyone in your immediate household. Just call us at 1-877-722-2372 (or 416-313-5291 outside North America) with the account details and the client card number of the person to whom you would like to extend your Royal Circle benefits.
Royal Circle Online Tools for Non-personal Clients
To ensure that non-personal Royal Circle clients have access to the tools that they are entitled to, we're making exclusive research available to everyone who has trading authority on a qualifying Royal Circle non-personal account.1
View Legal Disclaimer
1 Clients who have trading authority on a qualifying Royal Circle account only receive access to the exclusive research and real time information. Other Royal Circle benefits do not apply.
§ There are two ways to qualify for the RBC Direct Investing Royal Circle program. The average of the month-end balances from the past four months must be at least $250,000 per client or if a client's equity commissions are greater than $5,000 annually. Membership in Royal Circle is reviewed annually to ensure the qualification criteria are met. RBC Direct Investing reserves the right to alter the benefits at any time and to remove clients who no longer qualify for the program, without prior notification.
‡ All other trademarks are the property of their respective owner(s).
† RBC Direct Investing Royal Circle clients will have the following everyday administrative fees waived: quarterly maintenance fee; RSP partial withdrawals; confirmation/statement replacement up to the previous 12 months; cheque request fees; dishonoured items; additional RIF withdrawals (maximum one per month) and internal transfers. We reserve the right to limit this offer.
+ For Royal Circle members up to $500 in transfer fees will be covered when you transfer $15,000 or more from an investment account held outside RBC to RBC Direct Investing. Proof of transfer fee payment must be provided.
Home Insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. Home Insurance products are only available to residents of Canada. The insurance being sold is individual insurance that is offered at a group rate, where it is allowed by law.
RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC General Insurance Company and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc., RBC Dominion Securities Inc. and RBC General Insurance Compay are wholly owned subsidiaries of Royal Bank of Canada. RBC Direct Investing Inc. and RBC Dominion Securities Inc. are Members of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence. © Royal Bank of Canada 2023. All rights reserved.