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How to View Your RRIF Information and Make Changes

If you opened a Registered Retirement Income Fund (RRIF) account at RBC Direct Investing before December 31 last year, you can find your minimum withdrawal requirements and payment details online. Plus, you can also manage your own payment schedule – no need to call us! (If you opened your account this year, see note below.)

To view your RRIF account details online and make quick changes:

1. Select your account 

2. At the top of your Holdings page, select the RRIF Details link (or the LIF/LRIF/ RLIF/PRIF Details link)

3. Click the Edit button if you want to make changes to your payment amount, your payment schedule or payment date

Look for the FAQs on the RRIF Details page if you have questions.

Now that account details are updated quickly online (within the first two business days of each calendar year), you will no longer receive an annual letter from us with your minimum withdrawal requirement. No more waiting to figure out your cash flow for the year ahead!

Note: If your RRIF account was opened this year, the online information may be "greyed out" or unavailable. It will be available online on the second business day of next year. If you need to make withdrawals between now and then, call an Investment Service Representative at 1-800-769-2560 or send a secure message by accessing Customer Support at the top right of your screen when you’re logged into the site.

This article is part of A Practical Guide to RRIFs.

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Any information, opinions or views provided in this document, including hyperlinks to the RBC Direct Investing Inc. website or the websites of its affiliates or third parties, are for your general information only, and are not intended to provide legal, investment, financial, accounting, tax or other professional advice. While information presented is believed to be factual and current, its accuracy is not guaranteed and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author(s) as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by RBC Direct Investing Inc. or its affiliates. You should consult with your advisor before taking any action based upon the information contained in this document.

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> Next5 Things to Know About RRIF Withdrawals

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